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Simple documentation and easy procedure are some of the advantage of HDFC NRI account opening. There are essentials three different types of HDFC NRI accounts available for the Indians staying abroad. Customers have the option to select from NRE HDFC bank NRI account, Ordinary or NRO HDFC NRI bank account or FCNR HDFC bank NRI account. This page attempts to provide answers to some of the queries about HDFC NRI account opening like where to find HDFC NRI account form, features of different HDFC NRI accounts, documents needed for HDFC NRI account opening, amount that can be repatriated through HDFC NRI account and fees associated with HDFC NRI bank account.
Steps for HDFC NRI account opening
HDFC NRI account opening can be done using these simple steps:
• Customers have to download HDFC NRI account form from the HDFC website. They then need to fill the HDFC NRI account form and fix the photograph
• Provide all the details asked for in the HDFC NRI account form needed for HDFC NRI account opening and attach all the relevant documents.
• The documents required for HDFC NRI account opening includes photocopies of your passport, residence permit, visa, residence proof. All these documents that need to be submitted with HDFC NRI account form should be self attested or presented with a letter of mandate.
• The completed HDFC NRI account form should be sent at the HDFC main branch or the PO Box number mentioned in HDFC website. Before sending the form for opening HDFC bank NRI account it is mandatory to get the signs on the HDFC NRI bank account form from the Notary or any official of Indian embassy.
Features of HDFC NRI accounts
• HDFC NRI accounts can be opened jointly provided the second and the third applicant of HDFC NRI account also reside outside India.
• The HDFC NRI bank account applicant also have to specify which type of savings or current HDFC NRI accounts would they like to open. While opening FCNR HDFC bank NRI account you have to specify the currency in which you would be depositing the account.
• You can even select a nominee for your HDFC NRI bank account.
• The super saver HDFC NRI account is customer’s delight because they let the customers enjoy the benefits of all the normal savings HDFC bank NRI account as well as high interest rates on all your savings. This HDFC NRI account provides the user with the overdraft facility of 90% of the deposited amount along with the compounded interest on re-invested amount.
Easy management of finance is possible thanks to HDFC NRI accounts.
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